Builders' Risk


Builders’ risk insurance is a special type of property insurance, designed to cover property damage during the course of construction. There is no single standard builders’ risk form; most builders’ risk policies are written on inland marine (rather than commercial property) forms.

Coverage is usually written on an all-risks basis, and typically applies not only to property at the construction site, but also to property at off-site storage locations and in transit. Builders’ risk insurance can be written on either a completed value or a reporting form basis. In either case, the estimated completed value of the project is used as the limit of insurance.

We offer broad, flexible coverage options to meet the special insurance needs of even the largest residential or commercial construction projects. Our expert team helps analyze and recommend the appropriate comprehensive builders’ risk insurance for your specific construction project.